Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs. Many first-time buyers are surprised by these additional costs, which can add up to thousands of dollars. As a mortgage…
As the New Year approaches, many people in Raleigh, NC set resolutions to achieve major life goals—and buying a home often tops the list. If you plan to purchase a home in the coming year, taking steps will help prepare…
If you plan to buy a home in North Carolina, you might wonder who you should talk to first—a mortgage professional or a real estate agent. Both play critical roles in the home-buying process, but the order in which you…
For many first-time homebuyers or those with less-than-perfect credit, navigating the world of mortgage options can feel overwhelming. One popular choice for many of these buyers in Raleigh, NC is the FHA loan, which is insured by the Federal Housing…
When it comes to financing a home in Raleigh, North Carolina, choosing the right mortgage is crucial. With so many options available, it can feel overwhelming for first-time buyers and even experienced homeowners. Below are the top five most common…
How to Secure a Mortgage with Less-Than-Perfect Credit Many homebuyers in Raleigh, North Carolina believe that to qualify for a mortgage, you must have a stellar credit score. While having a high credit score can help when buying a home,…
After weeks (or even months) of house hunting, negotiations, and paperwork, the real estate closing is the final step in becoming a homeowner in Raleigh, North Carolina. Here is what you can expect on closing day. The closing typically takes…
Home prices in Raleigh, North Carolina have been on the rise, and this trend can significantly impact your ability to buy a home. Buyers often feel priced out of their desired neighborhoods or are concerned about stretching their budget. It’s…
Guide to First-Time Homebuyer Loan Programs Navigating the world of home loans can be challenging, especially for first-time homebuyers in North Carolina. Fortunately, Certified Home Loans in Raleigh offers several loan programs designed to make the process more accessible and…
Should You Tap into Your 401K to Buy a Home? Buying a home in Raleigh, North Carolina is a huge milestone, and for many, it’s a dream that feels just out of reach due to the large down payment required.…
