Fannie Mae Removes the Minimum Credit Score Requirement
What This Really Means for Homebuyers Quiet changes often carry the most impact. This may be one of them. In late 2025, Fannie Mae removed the minimum credit score requirement tied to conventional loans. For decades, the 620 credit scores acted as a hard stop. Buyers below it rarely explored Conventional Financing because they assumed […]
No-Closing-Cost Mortgages: Pros & Cons
No-Closing-Cost Mortgages: Are They Right for You? Buying a home in Raleigh, NC is an exciting milestone, but the expenses associated with closing can be a significant financial hurdle. Traditional closing costs—ranging from 2% to 5% of the loan amount—can add thousands of dollars to your home purchase. At Certified Home Loans, we understand that […]
