How to Understand Your Credit Score

How to Understand Your Credit Score: Raleigh, NC Edition Your credit score is more than just a number—it’s a snapshot of your financial health and a key factor that lenders use to assess your risk. Whether you’re applying for a mortgage in Raleigh or exploring homeownership in the Triangle, your credit plays a major role […]

No-Closing-Cost Mortgages: Pros & Cons

No-Closing-Cost Mortgages: Are They Right for You? Buying a home in Raleigh, NC is an exciting milestone, but the expenses associated with closing can be a significant financial hurdle. Traditional closing costs—ranging from 2% to 5% of the loan amount—can add thousands of dollars to your home purchase. At Certified Home Loans, we understand that […]