What’s a Good Credit Score for First-Time Homebuyers?
What’s a Good Credit Score for First-Time Homebuyers in North Carolina? Your Credit Score is crucial in determining your eligibility for various loans. Buying your first home in North Carolina? Your credit score will influence nearly everything about your mortgage—eligibility, interest rate, mortgage insurance costs, and even what you’ll pay for homeowners’ insurance. The good […]
How to Understand Your Credit Score
How to Understand Your Credit Score: Raleigh, NC Edition Your credit score is more than just a number—it’s a snapshot of your financial health and a key factor that lenders use to assess your risk. Whether you’re applying for a mortgage in Raleigh or exploring homeownership in the Triangle, your credit plays a major role […]
No-Closing-Cost Mortgages: Pros & Cons
No-Closing-Cost Mortgages: Are They Right for You? Buying a home in Raleigh, NC is an exciting milestone, but the expenses associated with closing can be a significant financial hurdle. Traditional closing costs—ranging from 2% to 5% of the loan amount—can add thousands of dollars to your home purchase. At Certified Home Loans, we understand that […]
