No Fed Rate Cut This Week — So Why Are Mortgage Rates Falling? 03/21/2025

No Fed Rate Cut This Week — So Why Are Mortgage Rates Falling?

Mortgage rates steadily improved throughout the week, with the biggest decline occurring after Wednesday’s Federal Reserve announcement. The interesting part? The Fed didn’t cut rates—nor was anyone realistically expecting them to at this meeting. So, what led to the decline in mortgage rates? Understanding the Rates in Question To break it down, the Federal Reserve […]

Inflation Signaled Higher Rates—But the Market Had Other Plans 03/28/2025

Trusted Mortgage Lender & Broker in Raleigh, NC CHL Raleigh​

Heading into this past week, financial analysts braced for Friday’s PCE inflation report, anticipating that it could be the most influential economic data point for interest rates in recent weeks. The logic was simple: if inflation came in higher than expected, interest rates would likely rise in response. However, when the report was released with […]

Mortgage Rates Surge Amid Market Volatility: What Homebuyers Need to Know 04/11/2025

Mortgage Rates Surge Amid Market Volatility: What Homebuyers Need to Know

Mortgage Rates Surge Amid Market Volatility This past week marked a significant shift in the mortgage and bond markets, with mortgage-backed securities (MBS) and U.S. Treasury yields experiencing notable volatility. The 10-year Treasury yield climbed from 4.01% on April 4 to 4.48% by April 11, representing the largest weekly increase since 2001 .​ Understanding the Factors Behind […]