Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs. Many first-time buyers are surprised by these additional costs, which can add up to thousands of dollars. As a mortgage…
As the New Year approaches, many people in Raleigh, NC set resolutions to achieve major life goals—and buying a home often tops the list. If you plan to purchase a home in the coming year, taking steps will help prepare…
Owning a Vacation Home: A Smart Investment in Lifestyle and Future Purchasing a vacation home combines the allure of a getaway retreat with the practicality of a long-term financial investment. For many, owning a vacation home is more than a…
Can Your Business Help You Buy a Home? The Facts About Using Business Funds Imagine this: You’re a business owner in Raleigh, NC who has worked tirelessly to build a successful company. Now, you’re ready to take the next step—investing…
If you plan to buy a home in North Carolina, you might wonder who you should talk to first—a mortgage professional or a real estate agent. Both play critical roles in the home-buying process, but the order in which you…
A Home Equity Line of Credit (HELOC) is a popular financing option that allows Raleigh homeowners to tap into their home’s equity to access funds for various purposes. Unlike traditional loans, a HELOC works more like a credit card, giving…
Refinancing Your FHA Loan to a Conventional Loan: Is It Right for You? Refinancing an FHA loan to a Conventional Loan can provide benefits like eliminating the mortgage insurance premium, reducing monthly costs, and potentially enhancing long-term savings. Here’s a…
As the holiday season approaches, you might wonder how it impacts the real estate market in Raleigh, NC. The holiday season can present unique opportunities and challenges for both buyers and sellers. Here’s a look at some of the key…
Choosing Between a 15-Year and 30-Year Fixed-Rate Mortgage: Which Loan Term is Right for You? When you’re selecting a mortgage, it’s essential to find the right loan term that aligns with your financial goals. Most home buyers in Raleigh, NC…
Home for the holidays? Here’s how you can buy now and start paying in 2025 Buying a home in Raleigh, North Carolina during the holiday season might seem stressful, but closing in November offers a unique financial benefit: you can…
