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How to Prepare Financially for Buying a Home in the New Year

As the New Year approaches, many people in Raleigh, NC set resolutions to achieve major life goals—and buying a home often tops the list. If you plan to purchase a home in the coming year, taking steps will help prepare…

Can Your Business Help You Buy a Home? The Facts About Using Business Funds

Can Your Business Help You Buy a Home? The Facts About Using Business Funds Imagine this: You’re a business owner in Raleigh, NC who has worked tirelessly to build a successful company. Now, you’re ready to take the next step—investing…

Who Should You Talk to First: A Mortgage Professional or a Real Estate Agent?

If you plan to buy a home in North Carolina, you might wonder who you should talk to first—a mortgage professional or a real estate agent. Both play critical roles in the home-buying process, but the order in which you…

Choosing Between a 15-Year and 30-Year Fixed-Rate Mortgage

Choosing Between a 15-Year and 30-Year Fixed-Rate Mortgage: Which Loan Term is Right for You? When you’re selecting a mortgage, it’s essential to find the right loan term that aligns with your financial goals. Most home buyers in Raleigh, NC…

Top 5 Most Common Mortgage Types

When it comes to financing a home in Raleigh, North Carolina, choosing the right mortgage is crucial. With so many options available, it can feel overwhelming for first-time buyers and even experienced homeowners. Below are the top five most common…

How Rising Home Prices Impact Your Buying Power

Home prices in Raleigh, North Carolina have been on the rise, and this trend can significantly impact your ability to buy a home. Buyers often feel priced out of their desired neighborhoods or are concerned about stretching their budget. It’s…

Non-Qualified Mortgage Loans

Understanding Non-Qualified Mortgage Loans: A Guide for Potential Homebuyers Mortgage lenders in North Carolina have always prioritized the borrower’s ability to repay their loans. However, the 2008 financial crisis highlighted the dangers of high-risk lending, leading to stricter regulations and…

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