Understanding Non-Qualified Mortgage Loans: A Guide for Potential Homebuyers Mortgage lenders in North Carolina have always prioritized the borrower’s ability to repay their loans. However, the 2008 financial crisis highlighted the dangers of high-risk lending, leading to stricter regulations and…
Refinancing Your Mortgage: Understanding the Impact on Your Credit Score and the Benefits As mortgage interest rates fluctuate, refinancing becomes a hot topic of conversation among homeowners in North Carolina. Lower rates can lead to significant savings, but many people…
Optimizing Your Mortgage: A Comprehensive Guide to Refinancing Refinancing your mortgage is a means to acquire a new loan, either from your current lender or a new one, to pay off an older loan. This practice is popular among North…
Understanding Mortgage Interest Rates and APR: What You Need to Know When you’re ready to apply for a significant loan, such as for a home purchase or refinance, understanding all aspects of the process is crucial. One of the key…
What Is a Conventional Loan? Benefits, Requirements, and More When you’re in the market to buy a home, securing a mortgage is an essential step that can feel overwhelming with so many options available. At Certified Home Loans in North…
Selling your home quickly in North Carolina can be a daunting task, but with the right approach, it’s entirely possible. Here are six proven strategies to help you attract buyers and close the deal fast. Price it Right One of…
Ladies, buying a home alone? You MUST know these tips! Hey, ladies! Thinking about buying your first home in North Carolina? It’s not just a milestone; it’s a move towards financial independence and stability. Here’s what you need to know…
Refinancing your mortgage can be a smart financial move, potentially lowering your interest rate, reducing monthly payments, or shortening your loan term. Proper preparation is key to a smooth refinancing process. Here’s how to get ready for a mortgage refinance…
Self Employed and Struggling to qualify for a mortgage? Here’s how my clients made it happen! Being your own boss has its perks, but when it comes to getting a mortgage, the process can feel like an uphill battle. The…
Understanding the VA Streamline Refinance Loan The VA Streamline Refinance, formally known as the VA Interest Rate Reduction Refinance Loan (IRRRL), is designed to help veterans and active-duty service members efficiently lower their mortgage interest rates and, consequently, their monthly…
