Mortgage Checkup
Why You Should Do an Annual Mortgage Checkup Taking care of your physical health in North Carolina is a no-brainer. With some of the best physicians and clinicians in the world, you visit your doctor for annual checkups, see your…
VA Jumbo Loans
VA Jumbo Loans: Updated Rates & Requirements for 2024 VA loans offer an incredible opportunity for eligible active-duty service members, veterans, reservists, and qualifying surviving spouses to secure a home in North Carolina with favorable terms. However, if you’re purchasing…
Choosing the Right Real Estate Agent
Choosing the right real estate agent in North Carolina can make a significant difference in your home-buying or selling experience. A skilled agent not only guides you through the process but also advocates for your best interests. Here’s how to…
Non-Qualified Mortgage Loans
Understanding Non-Qualified Mortgage Loans: A Guide for Potential Homebuyers Mortgage lenders in North Carolina have always prioritized the borrower’s ability to repay their loans. However, the 2008 financial crisis highlighted the dangers of high-risk lending, leading to stricter regulations and…
Refinancing Your Mortgage
Refinancing Your Mortgage: Understanding the Impact on Your Credit Score and the Benefits As mortgage interest rates fluctuate, refinancing becomes a hot topic of conversation among homeowners in North Carolina. Lower rates can lead to significant savings, but many people…
Optimizing Your Mortgage
Optimizing Your Mortgage: A Comprehensive Guide to Refinancing Refinancing your mortgage is a means to acquire a new loan, either from your current lender or a new one, to pay off an older loan. This practice is popular among North…
Mortgage Interest Rates and APR
Understanding Mortgage Interest Rates and APR: What You Need to Know When you’re ready to apply for a significant loan, such as for a home purchase or refinance, understanding all aspects of the process is crucial. One of the key…
What Is a Conventional Loan?
What Is a Conventional Loan? Benefits, Requirements, and More When you’re in the market to buy a home, securing a mortgage is an essential step that can feel overwhelming with so many options available. At Certified Home Loans in North…
Selling Your Home Quickly: 6 Proven Strategies
Selling your home quickly in North Carolina can be a daunting task, but with the right approach, it’s entirely possible. Here are six proven strategies to help you attract buyers and close the deal fast. Price it Right One of…
Ladies, buying a home alone?
Ladies, buying a home alone? You MUST know these tips! Hey, ladies! Thinking about buying your first home in North Carolina? It’s not just a milestone; it’s a move towards financial independence and stability. Here’s what you need to know…
