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Are you planning to buy your first home in North Carolina but don’t know where to start? Don’t worry; Certified Home Loans has got you covered. Buying a home can be a daunting task, but with the right information and…
How Does a Jumbo Loan Work Jumbo loans, also known as non-conforming loans, are defined as any mortgage with a loan amount greater than the conforming loan limit set annually by the Federal Housing Finance Agency, or FHFA. To most…
Unlock Your Path to Homeownership with Certified Home Loans! Embarking on the journey to homeownership in North Carolina is a significant milestone, filled with excitement and anticipation. However, amidst the thrill of house hunting and envisioning your dream home, it’s…
Unlocking Homeownership: Your Comprehensive Guide to Mortgage Affordability with Certified Home Loans Achieving the dream of homeownership is an exciting milestone, but it requires careful consideration and planning, starting with the fundamental question: “How much mortgage can I afford?” Here…
Unlock Lower Rates: Top Strategies to Reduce Your Interest Rate For many aspiring homeowners or those looking to refinance, the dream of securing a lower interest rate on their mortgage is a powerful motivator. A lower interest rate not only…
Unveiling the True Expenses of Condo Ownership In recent years, condominiums have emerged as an increasingly popular housing option, offering a blend of affordability, convenience, and community living. Yet, beneath the surface allure of condo ownership lies a plethora of…
Navigating the Fast Sale Market Without Repairs In the whirlwind world of real estate, the notion of selling a house ‘as-is’ might seem like a risky endeavor. Yet, armed with savvy strategies and a clear roadmap, homeowners can confidently maneuver…
How to Apply for a USDA Loan One of the biggest hurdles to attaining home ownership is accumulating funds for a down payment. There are not many loan programs that allow a home purchase without a down payment, but in…
Credit Scores In mortgage underwriting, there are three primary considerations – the “three C’s”. Credit, Capacity to Repay, and Collateral. Of these, credit is the one people think of most often. The credit category encompasses several different components, but credit…
Answering Your Top Mortgage Questions Are you preparing to embark on the journey of homeownership? If so, you likely have numerous questions about mortgages and the mortgage process. Understanding the intricacies of mortgage financing can greatly influence your decision-making process…
