Fluctuations in mortgage rates can significantly impact the housing market in Raleigh, North Carolina. Recently, there has been a drop in rates, and this change brings both opportunities and challenges for buyers, sellers, and industry professionals alike. For potential homebuyers,…
When buying a home in North Carolina, it’s easy to focus solely on the purchase price, but there are several hidden costs that can catch you off guard. Certified Home Loans believes every home buyer should understand these additional expenses…
VA Jumbo Loans: Updated Rates & Requirements for 2024 VA loans offer an incredible opportunity for eligible active-duty service members, veterans, reservists, and qualifying surviving spouses to secure a home in North Carolina with favorable terms. However, if you’re purchasing…
Unlocking the Door to Affordable Homeownership: Bold Proposals The Biden Administration has just unveiled groundbreaking proposals aimed at revolutionizing homeownership affordability. These visionary plans not only promise to build and renovate over two million homes but also introduce two game-changing…
Home Mortgage: No Closing Costs No-closing cost mortgages first appeared when mortgage interest rates began declining from double-digit levels in the late 1980s. Since then, they have become one of the most popular options for home buyers, as well as…
Raleigh, NC, has secured its position as the second-best performing city in the United States economy, according to the annual Milken Institute report. This ranking reaffirms Raleigh’s status as a vibrant economic hub and holds significant implications for both current…
Your credit score is the key that unlocks many financial opportunities, from securing a mortgage to obtaining low-interest loans. If your credit score isn’t where you want it to be, don’t worry; there are proactive steps you can take to…
As we continue into 2024, prospective homebuyers and homeowners looking to purchase or refinance are keenly observing the mortgage rate trends. Understanding these rates is crucial as they directly impact your monthly payments and the overall cost of your mortgage.…
Your credit score is the key that unlocks many financial opportunities, from securing a mortgage to obtaining low-interest loans. If your credit score isn’t where you want it to be, don’t worry; there are proactive steps you can take to…
Congratulations on your new home! As a new homeowner, you have the opportunity to not only make your space comfortable and inviting but also to make it energy-efficient. Energy efficiency not only reduces your carbon footprint but also saves you…
