Unlocking the Door to Affordable Homeownership: Bold Proposals The Biden Administration has just unveiled groundbreaking proposals aimed at revolutionizing homeownership affordability. These visionary plans not only promise to build and renovate over two million homes but also introduce two game-changing…
What is a Construction Home Loan? A construction home loan, also known as a construction loan, is designed specifically for financing the construction or renovation of a residential property. Unlike a traditional mortgage, which provides long-term financing, a construction home…
Is Now a Good Time to Build Your Forever Home? Rising inflation rates caused increased prices in building materials and, therefore, homes. If you’re like millions of others, you’ve held off on building your dream home, hoping that prices would…
Do Real Estate Agents Lie about Other Offers? In the competitive real estate industry today, it’s common to wonder if real estate agents lie about other offers. It may sometimes feel surreal when you hear ‘there’s a lot of interest’…
Do Lenders Require a Home Inspection for Mortgage Approval? Securing home financing can feel overwhelming. Lenders ask for a lot of information not only about you but the property too. It’s their job to make sure the collateral is worth…
The benefits of downsizing to a smaller home Downsizing to a smaller home can be a major life decision, but it can also come with a variety of benefits. As people get older, they may start to consider downsizing to…
Navigating the intricacies of real estate appraisals is a crucial skill for both buyers and sellers, especially in a dynamic market like North Carolina. Let’s dive deeper into understanding the appraisal…
Being in the mortgage industry we see and study the ebbs and flows of the housing market throughout the year. While spring and summer are traditionally seen as the peak times to buy a home, there are compelling reasons to…
Navigating the journey to homeownership can be a complex process, especially for first-time buyers. Fortunately, 2024 brings a suite of updated programs and incentives designed to make this journey smoother and more affordable. Whether you’re just starting to consider purchasing…
The decision to renovate a house before listing it for sale is a significant consideration for homeowners looking to maximize their property’s value and appeal to potential buyers. While renovating can enhance a home’s attractiveness, it’s essential to weigh the…
